Pay on Your Terms with Affirm

About Us

What is Affirm?

Affirm is one of Canada’s leading installment payment platforms, providing shoppers with payment solutions at their favourite retailers, both in-store and online. By selecting Affirm as a payment method at checkout, customers can enjoy their Service, Parts Accessories or Tire purchase immediately while splitting up the cost over time.*

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* [Offer valid from ● to ●.] [To qualify for financing, minimum purchase value of cart must be $● before taxes and fees.] Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.

Why use Affirm?

Prequalify before you buy

Get your Affirm purchasing power before—or while—you’re out shopping. Applying will not impact your credit score.


Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get a quick decision and complete your purchase.

Enable AutoPay for easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan.

How do I use Affirm?

1. Select Affirm at checkout

Shop at your favourite stores that offer Affirm and select Affirm as your payment option at checkout.

2. Get set up

Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to eligibility check and approval.

3. Enjoy your purchase

Confirm your payment plan and you’re done! Enjoy your purchase today while making flexible payments over time.

FAQ

Are there requirements to use Affirm?

Yes. You’ll need:
● To be the legal age of majority in the province or territory in which you reside
● To be a resident of Canada
● A Canadian bank account or Visa/Mastercard debit card (your debit card must have the Visa or Mastercard logo) . Available payment methods may vary depending on the payment plan selected
● An SMS-capable Canadian phone number and an email address
● To meet the minimum cart size required to use Affirm as a payment option at checkout

How do I sign up?

If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for a quick decision. If you’re approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.

Does Affirm do a credit check?

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.

What is Affirm’s interest rate?

For more information on interest or fees, please read this on the Affirm help site.